How it works
Three steps, and you stay in control
There is no catch in the process, so here it is in full: what we ask, who your details go to, and what happens at each point. You can stop at any of them.
Answer a few questions
Around a minute. What you are funding, roughly how much, how long the business has traded, its state and turnover, and your own description of your credit history.
Nothing is checked against your credit file at any point in this. We do not access it, and completing the check does not affect your credit score.
We confirm your mobile
We text a six-digit code to the number you give us. That confirms the number is yours before anyone calls it, so nobody is contacted on a mistyped number, and it keeps bots and junk entries out.
The verification service receives your mobile number and the code, and nothing else. Not your name, not your email, not your answers.
You are matched with a specialist
We pass your answers to an independent business finance specialist suited to your situation. They are a separate business operating under their own licence, and once your details reach them they are responsible for them under their own privacy policy.
They compare lenders that write the kind of finance you are after, and talk the options through with you in plain English.
You decide
You choose whether to go ahead, with which lender, and on what terms. Nothing is lodged with a lender unless you decide to proceed.
If you decide not to, that is the end of it. There is no cost and no obligation at any point.
What we never do
- Run a credit check, or access your credit file
- Quote a rate, a repayment or an approval time
- Pass your details on without your consent
- Charge you anything, at any stage
- Pass on an enquiry that is not for business purposes
Common questions
Is completing the check a loan application?
No. It is a short questionnaire so we can connect you with the right specialist. Nothing is lodged with a lender unless you later decide to proceed with the specialist.
Will it affect my credit score?
No. We do not run a credit check and nothing here touches your credit file. Any formal assessment happens later, with a lender, and only with your permission.
What does it cost?
Nothing. The service is free to business owners. We may receive a referral fee from the specialist or lender when an introduction is made, which does not change what you pay.
Who actually gets my details?
An independent business finance specialist, plus the service providers that run our forms, SMS verification, CRM and advertising measurement. Our Privacy Policy names the categories and explains that we operate from India.
What if I change my mind?
You can withdraw your consent or opt out of contact at any time using the details in our Privacy Policy. If you have already been introduced to a specialist, tell them too, since they hold your details under their own policy by that point.
What if my enquiry is not for business?
The form asks early, and if the finance is for personal, domestic or household purposes it stops there rather than passing your details on. We only match business-purpose finance.
See which lenders fit your business
Answer a few quick questions and we connect you with a business finance specialist who compares lenders on your behalf.
Around 60 seconds. No obligation. Not a lender.